The A Confiança Vita website, accessible at https://thetrustvita.com/, was created to provide clear, updated, and well-structured information about the insurance sector in the United States. Our purpose is to assist users who wish to better understand their financial protection options, exploring topics such as types of coverage, regulations, strategic planning, and relevant market trends.
The content available on the platform is developed independently by The Trust Vita’s editorial team, which conducts research, analysis, and review to ensure accuracy and credibility. By accessing our site, users agree to comply with the conditions described in these Termos de Uso, as well as the other policies that govern the use of the platform. For the purposes of this document, the expressions “we,” “our,” and “us” refer exclusively to A Confiança Vita.
It is important to emphasize that we do not operate as an insurance broker, nor do we directly sell products. Our work is strictly informative and educational, with the mission of helping visitors make more informed decisions. References to insurers or service providers are provided for illustrative purposes only, with no commercial relationship or responsibility for contracting.
The site was designed to serve a variety of user profiles—from those seeking their first insurance policy to more experienced individuals who want to compare new alternatives. Whether learning how health plans work, understanding the criteria for life insurance, or exploring auto coverage, A Confiança Vita provides objective, practical, and impartial materials.
We also prioritize the protection of your personal data. Our política de Privacidade, available at https://thetrustvita.com/privacy-police/, explains how we collect, store, and process information, always in compliance with applicable privacy and security standards.
These Termos de Uso establish the boundaries and responsibilities of both A Confiança Vita and its users. They describe proper usage practices, legal conditions, and disclaimers that govern access to our content. We recommend that every visitor carefully read this document before browsing the site.
BY USING THE TRUST VITA, YOU ACKNOWLEDGE AND AGREE TO THESE TERMS. IF YOU DO NOT AGREE, YOU SHOULD IMMEDIATELY DISCONTINUE USE OF THE PLATFORM.
Article I – User Agreement
1.1 By accessing the A Confiança Vita platform at https://thetrustvita.com, you acknowledge that you have carefully read, fully understood, and agreed to comply with these Termos de Uso and our política de Privacidade. These documents form the legal foundation that governs access to and use of the content, resources, and services provided by A Confiança Vita.
1.2 By using this website, you also confirm that you have the legal capacity to enter into binding agreements and declare that you are at least 18 years of age. Continued use of the platform constitutes your voluntary and unequivocal acceptance of the conditions, rules, and guidelines applicable to A Confiança Vita.
1.3 If you do not meet the eligibility requirements or do not agree with any provision of the Termos de Uso or the política de Privacidade, you must immediately discontinue the use of the website, as well as all associated services, features, and resources.
Article II – Communication and Support
2.1 A Confiança Vita provides official communication channels so that users may ask questions, submit comments, or request assistance regarding the informational content available on our platform.
2.2 If you need support, wish to report a problem, or would like to share improvement suggestions, we recommend contacting us directly through the form available at https://thetrustvita.com/contact. This channel ensures that your request is directed to the appropriate team, enabling a clear, timely, and adequate response to your needs.
Article III – User and Platform Responsibilities
3.1 Every user who chooses to access A Confiança Vita must fully acknowledge and accept our Termos de Uso and política de Privacidade before continuing to use the platform. It is each visitor’s responsibility to read and understand these documents, ensuring compliance with the applicable conditions while browsing and interacting with the available content and resources.
3.2 A Confiança Vita may include links to external websites or digital platforms that provide additional information, insurer-related content, or third-party services. These links are provided for informational purposes only. A Confiança Vita has no ownership, management, sponsorship, or formal endorsement relationship with any third-party content or services referenced on our platform.
3.3 By choosing to access or interact with third-party websites or services linked through A Confiança Vita, the user does so at their own discretion and risk. We strongly recommend that, before using such platforms, visitors carefully review the terms of service, privacy policies, and security practices adopted by these external providers.
3.4 A Confiança Vita assumes no responsibility for the operations, data-handling practices, content, or terms applied by third-party websites. We are not involved in any transactions, agreements, or communications that may occur between users and external platforms, and any such relationship is entirely the responsibility of the user.
3.5 Each user is responsible for protecting their own devices, accounts, and personal data against digital threats such as malware, phishing attempts, spyware, or other forms of cyberattacks. A Confiança Vita cannot be held liable for damages, losses, or breaches resulting from external failures, malicious links, or third-party activities beyond our control.
3.6 While we strive to maintain A Confiança Vita as a stable, secure, and reliable platform, we cannot guarantee uninterrupted access or absolute immunity from potential disruptions such as technical failures, cyberattacks, or system downtime. We are not responsible for any inconvenience, data loss, or damages that may result from such events.
3.7 Access to A Confiança Vita is free of charge. We do not require fees for browsing, viewing content, or using informational resources. We do not request donations, offer premium subscriptions, or collect payments of any kind. Any request for money made in the name of A Confiança Vita should be treated as fraudulent and reported immediately for investigation.
3.8 To minimize risks related to digital fraud, impersonation scams, or phishing emails, we advise users to exercise caution when receiving unexpected communications. Do not open unknown attachments or click on suspicious links. If you receive a message that appears to be from A Confiança Vita but seems suspicious, report the matter immediately through the form at https://thetrustvita.com/contact, so that our team can verify and take the appropriate action.
Article IV – Prohibited Conduct
To maintain a secure, respectful, and professional environment for all users, A Confiança Vita sets clear restrictions on behaviors and actions that will not be tolerated on our platform:
Engagement in Illegal Activities
It is strictly prohibited to use A Confiança Vita to plan, promote, or participate in unlawful practices, whether directly or indirectly. The platform may not be used as a means to encourage or facilitate illegal behavior of any kind.
Non-Compliance with Laws and Regulations
All users must comply with applicable local, state, federal, and international laws. Any violation of legal standards while using our content or services will be treated seriously and may result in appropriate action.
Violation of Intellectual Property Rights
The content available on A Confiança Vita is protected under intellectual property laws. Users are not permitted to reproduce, modify, publish, or distribute platform materials without prior and explicit authorization. This includes articles, analyses, graphics, images, and any other original resources.
Harassment, Discrimination, or Defamatory Language
We do not tolerate harassment, abuse, or hate speech of any kind. This includes attacks on individuals or groups based on race, gender, religion, nationality, sexual orientation, disability, or any other characteristic of identity. The use of defamatory, threatening, or offensive language is equally prohibited.
Dissemination of False or Misleading Information
It is forbidden to share or promote information that is intentionally false or misleading. All interactions on A Confiança Vita—including comments, messages, or submitted forms—must reflect a commitment to truthfulness and good faith.
Introduction of Malicious Code or Harmful Software
Users are not permitted to upload, link, or distribute malware, viruses, spyware, ransomware, or unauthorized tracking tools. Any such activity will result in immediate blocking and may lead to legal liability.
Misuse of Personal Data
It is strictly forbidden to collect, store, or share another individual’s personal information without explicit consent. All users must follow data protection regulations and ethical practices in their interactions.
Fraudulent, Deceptive, or Falsification Activities
Fraudulent practices such as identity theft, creating fake profiles, phishing, falsifying requests, or impersonating organizations are not permitted.
Posting of Inappropriate Content
Users must not publish materials that include explicit sexual content, extreme violence, or other offensive elements that violate community standards or are deemed inappropriate for an informational and professional environment.
Interference with Platform Security or Functionality
Attempts to hack, tamper with, disable, or bypass The Trust Vita’s security features are expressly forbidden. Any unauthorized access to our systems will be treated as a serious violation.
Violation of any of these guidelines may result in temporary suspension or permanent removal of the user from the platform. In situations involving significant risk or unlawful activity, A Confiança Vita reserves the right to notify the relevant authorities and pursue appropriate legal measures.
Article V – Disclaimer of Warranties and Limitation of Liability
At A Confiança Vita, we strive to provide a reliable, informative, and carefully structured experience across all content available on our platform. Despite our best efforts to maintain accurate, updated, and accessible information, we cannot guarantee that the site will be entirely free of technical issues, access delays, or occasional inaccuracies.
All materials, tools, and resources published on A Confiança Vita are provided without any express or implied warranties. This includes—but is not limited to—guarantees regarding the accuracy, usefulness, completeness, or performance of the content presented. While we are committed to delivering quality information, we are not responsible for personal, professional, financial, or any other decisions made based on the materials accessed through our platform.
We reserve the right to change, suspend, restrict, or discontinue any part of A Confiança Vita at any time and without prior notice. This may include the removal or modification of categories, sections, tools, features, or content whenever deemed necessary.
By using A Confiança Vita, you acknowledge that accessing and interacting with the platform is done voluntarily and entirely at your own risk. All content is provided strictly “as is” and “as available.” Accordingly, the following disclaimers apply to the fullest extent permitted by law:
- We do not guarantee that the content will meet each user’s expectations, specific needs, or intended purposes;
- We do not ensure uninterrupted availability of the site, nor its complete freedom from errors, delays, or technical issues;
- We do not commit to keeping the content permanently aligned with the latest changes in legislation, regulations, technology, or industry trends;
- We are not responsible for the functionality, accuracy, or availability of third-party sites, tools, or services mentioned on our platform;
- We do not endorse or assume responsibility for outcomes resulting from interactions or decisions based on external links, applications, or platforms referenced on A Confiança Vita.
A Confiança Vita, including its editorial team, contributors, licensors, service providers, and partners, shall not be held liable for any direct, indirect, incidental, special, or consequential damages resulting from the use—or inability to use—our platform. This includes, but is not limited to:
- Loss of personal data, time, or productivity caused by reliance on content, guidance, or tools mentioned on our site;
- Technical issues, system failures, or outages beyond our control;
- Costs arising from the need to change strategies, migrate to other platforms, or reassess misinterpretations of information obtained on A Confiança Vita;
- Reputational, legal, or financial impacts associated with the use of information, recommendations, or comparisons provided on our platform.
These disclaimers apply regardless of the type of claim or whether A Confiança Vita was previously advised of the possibility of such consequences.
By continuing to access and use A Confiança Vita, you fully agree to these conditions and acknowledge that responsibility for decisions, results, or complications arising from the interpretation and use of our materials lies solely with you.
Article VI – Duration and Legal Timeframe
These Termos de Uso of A Confiança Vita remain valid and legally enforceable for the entire duration of a user’s interaction with our platform. Their provisions are continuous, not limited to a single visit or a specific type of access, and shall only cease to apply if they are formally amended, updated, or revoked through an official notice or revised publication on https://thetrustvita.com.
In situations involving disputes, complaints, or legal claims related to the use of A Confiança Vita—including those associated with our política de Privacidade—the user must initiate any claim or formal legal action within 90 (ninety) calendar days from the date the issue occurred. Claims submitted after this period may be deemed invalid under applicable law and dismissed as untimely.
This timeframe was established to encourage prompt reporting and efficient resolution of potential issues while information remains current, reliable, and verifiable, ensuring a fairer and more transparent handling of disputes.
Article VII – Governing Law and Jurisdiction
The interpretation, enforcement, and continued validity of the Termos de Uso and política de Privacidade of A Confiança Vita shall be governed by federal and state laws of the United States, particularly those relating to digital platforms, consumer protection, and the handling of personal data in online environments.
Any dispute, complaint, or legal proceeding arising from the use of A Confiança Vita shall fall under the exclusive jurisdiction of the competent courts within the appropriate legal territory.
By using A Confiança Vita, you expressly agree that all legal matters will be resolved in accordance with the applicable laws of the United States and acknowledge that jurisdiction over any disputes will be tied to the legal framework governing digital services and informational platforms in the country.
Article VIII – Intellectual Property and Content Ownership
8.1 Ownership and Copyrights
All original materials published on A Confiança Vita—including articles, analyses, graphics, icons, logos, design elements, custom functionalities, videos, trademarks, and other brand identifiers—are protected under applicable intellectual property laws. These assets are the exclusive property of A Confiança Vita or its duly authorized contributors.
The unauthorized use of any part of the platform’s content—whether by copying, editing, translating, transmitting, distributing, displaying, or any other form of reproduction—is strictly prohibited without prior written consent.
8.2 Limitation of Liability
A Confiança Vita is not responsible for the accuracy, intent, or impact of third-party or user-generated content that may appear or be referenced on our platform. This includes, but is not limited to, external comments, embedded media, outbound links, or related discussions. The use of such materials is entirely at the user’s own risk, and by relying on this information, users acknowledge such responsibility. A Confiança Vita disclaims all liability for damages, losses, or misrepresentations—whether direct, indirect, incidental, or consequential—resulting from interactions with third-party content.
8.3 Handling Content Violations
A Confiança Vita reserves the right to review, restrict, block, or remove any content that violates our internal policies or legal obligations. This includes materials deemed misleading, unlawful, plagiarized, offensive, defamatory, or otherwise inappropriate. Actions may include the immediate removal of content, temporary suspension of the user, or permanent revocation of platform access. Repeated or serious violations may result in formal reporting and additional legal measures, when applicable.
Article IX – Changes to Terms and Conditions
A Confiança Vita reserves the right to amend, revise, update, or discontinue any part of its Termos de Uso, política de Privacidade, or the services offered on the platform, at any time and without prior notice. Such changes may occur due to legal requirements, feature updates, operational adjustments, or broader platform restructuring.
It is the sole responsibility of the user to periodically review the Terms in order to stay informed of any modifications. By continuing to access or use A Confiança Vita after such changes are implemented, the user expressly agrees to the revised conditions.
A Confiança Vita shall not be held liable for any inconvenience, data loss, user dissatisfaction, or service interruptions resulting from updates, removal of features, or partial or complete discontinuation of the platform.
If a user does not agree with the changes made to the Terms or to the platform, they must immediately discontinue the use of A Confiança Vita and all associated services.
Article X – Contact Information
If you have questions regarding these Termos de Uso, require support related to platform functionality, or wish to submit comments and suggestions about A Confiança Vita, we invite you to contact us through our official page:
https://thetrustvita.com/contact
We welcome questions, support requests, error reports, and constructive feedback that may contribute to the continuous improvement of the site. Our commitment is to provide clear, respectful, and efficient support. However, response times may vary depending on the complexity and nature of each request.
